You can only choose You will pay much more out of pocket than you would with traditional insurance. Cons. You receive discounts on every type of dental procedure around. The fee to become a member is very low, usually under $100.
There is no waiting period like there often is through traditional coverage. Pros. You pay a small fee to become a member of the group and when you need dental work, you go to one of the plan's participating dentists and receive your dental work at a discounted rate. Discount dental plan. Premiums are expensive.
There is often a waiting period for work on preexisting conditions. Cons. You can usually choose your own dentist. Most procedures are covered, up to a certain dollar amount. Pros - You pay very little at the time of the visit to the dentist.
When you go the dentist, you make a small co pay amount and your insurance coverage pays the rest. Of course, there are variables with all the different types of coverage but generally speaking, you pay a premium to secure coverage. Traditional dental insurance. Below is a description of each and the pros and cons of each.
Traditional dental insurance or a discount dental plan? So, what is a better option for you? Besides traditional dental insurance, there are now discount dental plans all over the place and are a great option for some people. If you are self employed, unemployed, or your employer just doesn't provide dental insurance, you may be looking for ways to find affordable dental coverage.
There is no waiting period like there often is through traditional coverage. Pros. You pay a small fee to become a member of the group and when you need dental work, you go to one of the plan's participating dentists and receive your dental work at a discounted rate. Discount dental plan. Premiums are expensive.
There is often a waiting period for work on preexisting conditions. Cons. You can usually choose your own dentist. Most procedures are covered, up to a certain dollar amount. Pros - You pay very little at the time of the visit to the dentist.
When you go the dentist, you make a small co pay amount and your insurance coverage pays the rest. Of course, there are variables with all the different types of coverage but generally speaking, you pay a premium to secure coverage. Traditional dental insurance. Below is a description of each and the pros and cons of each.
Traditional dental insurance or a discount dental plan? So, what is a better option for you? Besides traditional dental insurance, there are now discount dental plans all over the place and are a great option for some people. If you are self employed, unemployed, or your employer just doesn't provide dental insurance, you may be looking for ways to find affordable dental coverage.
No comments:
Post a Comment